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T20 Japan 2019 Task Force of Trade, Investment and Globalization The world trading system is facing various challenges such as rising protectionism, unequal opportunities to engage in global value chains, and legal systems that are ill-equipped for digital trade and international trade in services. To address these issues, the task force will discuss policies to strengthen the WTO as a negotiating forum and both restore and reinforce the WTO dispute settlement procedure to improve the world trading system. The task force will also focus on goods and services trade policies and socially just and environmental-friendly investment policies that create mutual benefit for both developed and developing countries and mitigate the negative effects of globalization in order to achieve sustainable, balanced and inclusive development. Finally, the task force will explore how to establish well-balanced global rules that promote the free flow of data while also ensuring the protection of personal information in the era of digital trade. Through these discussions, the task force aims to foster common understanding on global issues and provide policy recommendations to G20 officials from an academic perspective. ＊The following are the Policy Briefs written by the T20 Japan "Trade, Investment and Globalization Task Force". Task Force of SME Policy Faced with Development of Financial Technology Small and medium-sized enterprises (SMEs) account for more than half of formal employment globally and are crucial for stimulating improvements in productivity. However, many SMEs face challenges related to their sizes, limited resources, market access and relationship with larger enterprises. The SME Task Force will discuss possible policy recommendations to address those challenges. Policies to raise entrepreneurship awareness, supporting diversified entrepreneurs, and smoothing processes for business start-up as well as business transfer will build an eco-system that allows easy entry and exit of start-ups to promote future economic growth and employment. Also, sustainable growth of start-ups calls for policies that address their internal constraints of resources, such as policies to build network among universities, research institutes, and companies to foster R&D and innovation, especially for strongly motivated SMEs; to utilize new technologies and innovative business models to improve SMEs’ access to financial services/resources; to improve labor mobility and promote investment in human capital; to reduce trade and investment barrier for SMEs to integrate into global markets. ＊The following are the Policy Briefs written by the T20 Japan "SME Policy Faced with Development of Financial Technology Task Force". 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